Almost missed this one: Long-term care insurance - the shortcomings (USA Today)

Will they pay or won't they? Make certain you understand how the deductible period works; and look out for underpriced premiums which just keep going up, up, and up; heck, just read it. But do note that the chances are more than three times greater that a woman will require LTC for over two years, so if you can only afford LTC insurance for one spouse, consider getting it for the wife.


Long-term care insurance has its rewards but may not be for everyone - USATODAY.com